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Understanding RERA and How It Protects Home Buyers' Safety in 2025


Featured Image of Understanding RERA and How It Protects Home Buyers' Safety in 2025

When you're buying a home in India—especially one that's still under construction—there's always that quiet worry in the back of your mind. What if the builder delays it? What if the final layout isn't what was promised? Will the money I pay actually go into building my apartment? These aren't paranoid questions. They're based on things that have happened too many times before.

That's why the Real Estate (Regulation and Development) Act, or RERA, matters. Since 2016, this law has stepped in to fix a system that was tilted too heavily in favor of developers. And in 2025, RERA is evolving—getting smarter, sharper, and more tech-savvy to keep up with the times.

Before RERA, the real estate space in India was a maze. Builders could launch projects without approvals, advertise fantasy floor plans, and deliver years late—if they delivered at all. There was little legal pushback and even less recourse for buyers.

RERA changed that. It forced builders to register every project, submit all legal documents, and follow timelines. It also created state-level authorities to monitor these commitments and resolve disputes faster than traditional courts.

If you're considering a project like Godrej Regal Pavilion in Rajendra Nagar, knowing it's RERA-approved is your first sign that it's playing by the rules.

  • Real-Time Fund Tracking – Yes, builders still have to park 70% of buyer funds in an escrow account. But now, there's a growing move toward real-time monitoring of these accounts, with monthly updates to ensure no money is being siphoned off elsewhere.
  • Harsher Penalties and Blacklisting – RERA authorities aren't just issuing warnings anymore. Developers who repeatedly delay or mislead are being blacklisted, and the penalties are much steeper.
  • More Power to State RERA Bodies – Some states—like Maharashtra, Karnataka, and Uttar Pradesh—have stepped up enforcement.
  • Standard Builder-Buyer Agreements – Builders now follow standardized agreements that clearly spell out timelines, penalties for delays, cancellation terms, and refund policies.
  • Expanded Definition of Ongoing Projects – More unregistered or delayed projects now fall under the "ongoing" category.
  • Cleaner Brokerage Practices – Registration, certification, and a basic code of conduct are now mandatory.
  • Frequent Project Updates – Developers are now expected to upload quarterly progress updates—with photos, timelines, and sales data—to the RERA portal.
  • Unified RERA Portal (in development): Soon, buyers might be able to view project info across all states in one place.
  • Virtual Hearings: Many RERA authorities have introduced online hearings, saving time and travel.
  • Drone Monitoring and Geo-Tagging: Some states now use drone footage to verify construction progress.
  • AI on the Horizon: RERA may soon use AI to check documents, flag risks, and even forecast project viability.

1. Transparent Information

  • Approved building plans
  • Land ownership titles
  • Approvals and clearances
  • Project registration number
  • Sales status and construction timelines

Also, thanks to RERA's carpet area rule, you now pay only for what you can actually walk on inside your apartment—not the lift shaft or lobby.

2. Financial Safety Net

With the escrow rule, builders can't use your money to build another project. Plus, if there's a delay, you earn interest every month (usually 2% above SBI's MCLR). And if you'd rather walk away, you're entitled to a full refund with interest.

3. Fixes and Faults

Your apartment comes with a 5-year defect liability period. If structural or workmanship issues pop up, the builder must fix them. No debates, no excuses.

4. Dispute Resolution Without Court Drama

Filing a complaint is simpler than you think. You'll need documents like your booking form, payment receipts, and emails. Head to your state RERA website, register under Section 31, pay a small fee, and you're on your way.

  • Some states even offer conciliation forums for faster, amicable resolutions.
  • And rulings? They're expected within 60 days.
  • Delays in Possession (Section 18) – Claim compensation or a refund.
  • False Advertising (Section 12) – Hold the builder accountable for misleading brochures or model homes.
  • Plan Changes Without Consent (Section 14) – Builders need approval from 2/3 of buyers.
  • Hidden Charges (Section 13) – Charges must be clearly listed in your agreement.
  • Structural Defects (Section 14 again) – Repairs are builder's responsibility for 5 years.
  • Unregistered Projects (Section 3) – If a builder sells an unregistered project, penalties apply. Always verify RERA registration before booking.
  • Do Your Homework: Always verify the builder's reputation, land titles, and financials.
  • Read the Agreement Line by Line: Don't sign anything blindly.
  • Avoid Off-Record Deals: All-cash transactions? They leave you without proof or protection.
  • Stick to RERA-Compliant Plans: Be wary of schemes that aren't officially part of the project's RERA filing.
  • Missed Payments? If you're late, the builder can charge you, too. RERA works both ways.

And if RERA can't help, you can always turn to the Consumer Protection Act—especially if the issue isn't covered under RERA or needs quicker relief. A good lawyer—especially one who understands real estate law—can also make all the difference.

  • We're seeing higher professionalism across the real estate sector.
  • Buyer trust is climbing again, especially for transparent, well-run projects like Godrej Regal Pavilion.
  • Some challenges remain. Not all states enforce RERA equally.

But with more tech integration and buyer awareness, the pressure to comply is only growing. If you're buying property in India today, RERA isn't just a safety feature—it's your first layer of defense. Use it well, ask the right questions, and don't compromise on what you're promised.

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Disclaimer : The content is for information purposes only and does not constitute an offer to avail of any service. Prices mentioned are subject to change without notice and properties mentioned are subject to availability. Images for representation purposes only. This is the official website of authorized marketing partner. We may share data with RERA registered brokers/companies for further processing. We may also send updates to the mobile number/email id registered with us. All Rights Reserved.

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